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Red Tree Mortgage and Origna8

Rooted in trust.Ready for what’s next.

Red Tree Mortgage is becoming Origna8.

Start your next home purchase or refinance with Alex Reinig. Personal guidance, with a new online application experience.

Start your applicationTalk to Alex
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Discover the next chapter
Alex Reinig

Meet Alex

Alex Reinig

VP of Sales, Origna8 · NMLS #584809

Alex has spent more than two decades helping families finance their homes, from first purchases to refinances. In a heavily regulated industry, he believes you deserve an experienced loan officer who explains every option clearly and helps get it done right the first time.

He lives in Moon Township, Pennsylvania, with his family, and is active in his church and in youth soccer.

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  • “I had an outstanding experience working with Alex from Red Tree Mortgage! From the very beginning, he was knowledgeable, professional, and always willing to answer my questions. They kept me informed every step of the way, explained everything clearly, and made what could have been a stressful process feel smooth and manageable…”

    Natalie B.

  • “Scott Carlin was absolutely the best to work with. My boyfriend and I were first time home buyers and we were referred to contact Scott. From the initial phone call we knew he was the best. Scott was quick to respond to any and all questions we had and he did not stop until we got to close on our house…”

    Kailin C.

  • “Scott Carlin was the best loan officer I’ve worked with. He was always responsive and worked tirelessly on getting me the best rate possible. The only time that I wasted was shopping other lenders. Thanks again Scott!”

    Clarke

  • “Nadeem is wonderful to work with! He explained a lot of complex topics in an easy way for a first time homebuyer, and kept me on track for important dates. He is very knowledgeable and I would highly recommend using him and Red Tree Mortgage. Thank you for getting us to the finish line, Nadeem!!!”

    Kristen

  • “I worked with Scott Carlin and he was fantastic. I've closed and refinanced several homes and never met a loan officer who worked harder to help us manage our complex situation and get the deal across the line…”

    Patrick B.

  • “Nadeem went above and beyond to get my mortgage closed on the day that it needed to be. He was on top of everything every step of the way, Highly recommend him due to his professionalism and responsiveness through the entire mortgage process”

    Vincent L.

  • “Alex and Vega were so great to work with! As a first time home buyer I had many questions and they smoothly walked me through the process while answering my questions. I had a great experience with them and highly recommended Red Tree Mortgage!”

    Maison T.

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What borrowers say

Real stories. Lasting trust.

Responsive, professional guidance with a smooth, stress-free process.

Borrowers consistently highlight clear communication, knowledgeable support, and a team that keeps the mortgage process moving from first question to closing.

Google Reviews

145 reviews

142 of 145 reviews, 98%, are five-star

Featured review

“Alex Reinig is a great person to work with. He explained everything in detail and the best options available for me. Alex made my loan application and process go smoothly - he was in contact with underwriter at all times - keeping me informed on the process It was a pleasure to work with Alex.”

Rebeca C.

Reviews describe customer experiences with Red Tree Mortgage and its loan officers; they aren’t reviews of the Origna8 platform. Excerpts are shown as written, and “…” marks a shortened review.

Our next chapter

A new chapter.A familiar commitment.

Red Tree Mortgage is rooted in expertise and personalized care, and that’s still where every loan starts. What’s new is the application: Alex now uses Origna8, so you can apply online and keep things moving on your own schedule.

  1. 01

    Personal guidance

    Start with a conversation about your goals, whether you’re buying, refinancing or still exploring. No commitment needed.

  2. 02

    A new online application

    When you’re ready, apply online through Origna8 at your own pace.

  3. 03

    Your next move

    From pre-qualification through underwriting and closing, Alex helps you understand each step that follows.

Questions about applying online? Read the FAQs

Loan options

Start with your goal. Then find the loan that fits.

Conventional, FHA, VA, USDA, jumbo, renovation and refinance options, organized around what you want to do next. Eligibility, terms and program availability are confirmed with Alex for your situation.

  • 01

    Buy a home

    Compare purchase options side by side, from conventional fixed-rate loans to government-backed programs.

    Conventional fixed-rate
    Your rate and principal-and-interest payment stay the same for the life of the loan. 30- and 15-year terms are common.
    FHA
    Insured by the Federal Housing Administration. Down payments can start at 3.5% for qualified borrowers; mortgage insurance applies.
    Jumbo
    For loan amounts above conforming limits, with fixed or adjustable rates and stricter credit, reserve and documentation requirements.
    USDA
    For eligible rural and some suburban areas, with household income limits. May allow a purchase with no down payment.
    Renovation
    Finance the home and the repairs it needs in one mortgage, for example with an FHA 203(k) renovation loan.
    Low down payment
    Less cash upfront, weighed against mortgage insurance and a larger loan balance. Alex can compare the tradeoffs.
    Start your application

  • 02

    Refinance

    Replace your current mortgage with new terms to change your payment, shorten your term or use your equity.

    Rate-and-term
    Change your rate, your term or both. A shorter term usually means paying less interest overall.
    Cash-out
    Borrow against your home’s equity, for example to consolidate higher-interest debt.

    By refinancing an existing loan, total finance charges may be higher over the life of the loan.

    Start your application

  • 03

    Buy your first home

    Understand the process, what payment feels comfortable and which programs fit before you start shopping.

    30-year fixed
    A predictable payment that won’t change with market rates.
    FHA
    Flexible guidelines and down payments from 3.5% for qualified borrowers.
    Start your application

  • 04

    Explore VA financing

    For eligible service members, veterans and some surviving spouses, with loans guaranteed by the U.S. Department of Veterans Affairs.

    VA purchase
    May allow 0% down with no monthly mortgage insurance. A VA funding fee may apply.
    VA IRRRL
    A streamlined refinance if you already have a VA loan.
    VA cash-out
    Refinance and access your home’s equity.
    Start your application

  • 05

    Finance an investment property

    Financing for rental properties and second homes, with requirements that differ from a primary residence.

    30-year fixed
    A steady payment to plan rental cash flow around.
    15-year fixed
    Build equity faster and pay less interest over the loan’s life.
    Second homes
    How you’ll use the property affects which programs and terms are available. Alex can explain the difference.
    Start your application

Application links continue to Origna8. Origna8 Mortgage LLC is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government. Programs shown are not a commitment to lend; approval and terms depend on credit, income, property and program guidelines.

Not sure which fits? Talk it through with Alex

Calculator

Estimate a monthly payment.

Plan around the numbers you choose. Results are estimates for comparison, not a loan offer or a rate quote.

  • The interest rate is your assumption. This calculator doesn’t show live rates.
  • Taxes, insurance and HOA dues are optional and shown separately.
  • Mortgage insurance, if your loan requires it, isn’t included.

Use a rate you’re considering. It isn’t a quote.

Loan term
Optional costs

Estimated monthly payment

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Enter the interest rate you want to plan around.

Principal & interest
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Property taxes
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Homeowners insurance
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HOA dues
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Optional costs are added to principal and interest when you enter them.

For your actual rate and costs, start your application or talk with Alex.

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FAQs

Good questions, straight answers.

Still wondering about something? Call or text Alex at (412) 889-3310.

Ready for what’s next?

Start your application online through Origna8, with Alex there to answer questions from the first conversation to closing.

Start your applicationTalk to Alex · (412) 889-3310